| Submission Forms | Link to Form | Description |
|---|---|---|
| Underwriting Submission Summary Non-Conforming (Required) | Download Form | Required for all Non-Delegated Non-QM, Jumbo and CES loan submissions. |
| Change of Circumstance | Download Form | Required for any Non-Delegated loan submissions to indicate a change to the loan details as submitted. Please choose from the available checkboxes and provide supporting documentation (1003/1008) to accompany completed form. You can upload this to your loan in SellerConnect, Open Conditions., Misc. |
| EZCalc Form | Download Form | We will provide an estimated income calculation for your bank statement income based on the information you provide on the form (please complete accurately). For Bank Statement Calculations Only - complete the top three sections of the form and e-mail it along with your most recent 12 months banks statements to EZcalc@lsmortgage.com. |
| Self Employed Business Narrative | Download Form | Required for Non-Delegated Bank Statement submissions |
| Business Purpose & Occupancy Affidavit | Download Form | NonQM Business Purpose Loans |
| Personal Guaranty | Download Form | NonQM Loans closing in an entity |
| Borrower Contact Consent | Download Form | NonQM Loans: To assist the loan servicer in contacting the borrower in a timely manner, LSM is required to obtain a valid phone number for the borrower(s). The phone number can be collected on the 1003 loan application or by using the Borrower Contact Consent Form |
| Condo Review Checklist | Download Form | This form is optional to assist you with a condo loan. |
| Condo HOA Full Review | Download Form | This form is optional to assist you with a condo loan. |
| Condo HOA Limited Review | Download Form | This form is optional to assist you with a condo loan. |
| Disaster Area Policy | Download Form | All Properties with pending Mortgages or delivery/endorsements in areas under a Presidentially Declared Major Disaster Areas (PDMDA) are subject to this policy. |
| Helpful Tips | Link to Form | Description |
|---|---|---|
| Closed Loan Delivery Checklist | Download Form | All Loans: For your closing packages, use this checklist to confirm all required docs are included. |
| Prepayment Penalty Matrix | Download Form | NonQM Business Purpose Loans |
| Bank Statement Helpful Tips | Download Form | NonQM Bank Statement: For your non-delegated submissions, use this checklist to confirm all required docs are included. |